Effortlessly secure your home ownership - Specialist Loan: Liberal I - the no MI option for borrowers looking to finance up to 85% LVR
Are you looking for a home loan product that offers your customers the flexibility and security they need to achieve their homeownership goals?
Look no further than Mortgage Street's Liberal I. This innovative product is designed to provide borrowers with no mortgage insurance up to 85% loan-to-value ratio, making it an ideal choice for borrowers who want to avoid the added hurdles of mortgage insurance. Additionally, Liberal I offers no risk fee up to 70% loan-to-value ratio, which can help to lower the overall cost of the loan for borrowers. And for those who need a little extra help, the risk fee can be capitalised, with a maximum LVR of 80%. With these benefits and more, Mortgage Street's Liberal I is the perfect choice for your customers and the smart choice for you as a mortgage broker.
If you're looking to expand your reach and cater to a diverse range of customers, consider Mortgage Street's Liberal I product. This mortgage product is specifically designed to assist non-conforming or non-prime construction with alternative documentation. This feature will allow you to offer your customers more options and help them find a mortgage that suits their unique needs. Additionally, Liberal I also offers fast processing times and a streamlined application process, making it a convenient choice for both you and your customers. With Liberal I, you'll be able to provide your customers with a top-notch experience and set yourself apart from the competition by catering to a wider range of borrowers.
Our goal at Mortgage Street is to provide you & your customers with first-class service and innovative products to help you deliver solutions to your clients who don't fit traditional lending criteria. But if your clients don’t qualify for a bank loan, Mortgage Street can always find alternatives. With 24 mortgage options available, we can help your customers find the right fit for their unique situation.
Mortgage Street is committed to providing a modern, efficient service to our clients. By distributing home loans through professional Australian mortgage brokers, we can offer a convenient and streamlined digital process that allows you to apply for a loan, submit documents, and track the progress of your application from the comfort of your own home.
Working with a Mortgage Street accredited professional mortgage broker means you can benefit from their expertise and industry connections. This can often result in faster approval times, as brokers are able to expedite the loan assessment process and provide lenders with the information they need to decide.
Each lender has their own credit policies, which can vary significantly. By working with a Mortgage Street accredited mortgage broker, you can access a wider range of lenders and take advantage of more flexible credit policies that may be better suited to your individual circumstances.
A Mortgage Street accredited mortgage broker can help you to maximise your borrowing capacity by advising on the best loan structure and providing guidance on how to strengthen your application. This can be helpful if you have a complex financial situation or are self-employed.
If you are planning to purchase an investment property, a Mortgage Street accredited mortgage broker can help you understand the tax implications of negative gearing and advise on the best home loan options to suit your goals.
A Mortgage Street accredited Mortgage brokers have access to a wide range of lenders, including those that may consider larger loan amounts. This can be especially useful if you are looking to purchase a more expensive property or undertake extensive renovations.
Many lenders require mortgage insurance for home loans with a loan-to-value ratio (LVR) of over 80%. By working with a Mortgage Street accredited mortgage broker, you may access lenders that do not require mortgage insurance up to an LVR of 85%, saving you money on your loan.
Mortgage Street focuses on what you and your customer needs. Submit a scenario now and we’ll help you every step of the way.
Don't let your unique situation hold you back, explore the 24 mortgage options offered by Mortgage Street.
Ultra prime I
Ultra prime II
Ultra prime III
Super prime I
Super prime II
Super prime III
Premium I
Premium II
Premium III
Optimax I
Optimax II
Optimax III
Tolerant I
Tolerant II
Tolerant III
Receptive I
Receptive II
Receptive III
Progressive I
Progressive II
Progressive III
Liberal I
Liberal II
Liberal III
Monday to Friday 9am – 5pm (Sydney time)
+LVR stands for the loan-to-value ratio. LVR is the amount of your loan compared to the Bank’s valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes.
*Comparison rate: The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Loan applications, refinances and balloon amounts are subject to credit assessment.
Conditions, credit criteria, fees and charges apply. Based on Mortgage Street’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.